What are some benefits of Cigna health insurance?


Quick Answer

Patient protection and the Affordable Care Act cover benefits that include hospitalization, emergency services, maternity care, mental health care and prescriptions, advises Cigna, as of 2016. Other benefits include rehabilitation, laboratory services, preventive services, comprehensive pediatric services and ambulatory services. Health care reform requires all health plans to offer these essential health benefits without capping annual or lifetime limits, notes Cigna. Medicare recipients may choose from three Cigna options that include Medicare Advantage, Medicare Part D and a Medicare Supplement.

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Full Answer

Preventive care includes blood pressure screening, cholesterol screening, HIV screening and immunizations, says Cigna. Covered adults also qualify for Type 2 diabetes screening, mammography, colorectal screening, depression screening and alcohol abuse counseling. Children are covered for autism screening, behavioral assessment, developmental screening, oral health assessment and hearing screening.

Individuals may choose from more than 20 assessment tools under Health and Wellness on the insurance website, according to Cigna. These interactive tools help users discover stress levels, check smoking effects, behavioral health, weight control and health and financial assessments. The pregnancy and women's health tools include a due date calculator and an ovulation estimator. Cigna offers health management benefits through articles about health management and seminars about autism, eating disorders and substance abuse. The website offers dozens of seminars on a variety of health topics.

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