Some of the benefits of a Capital One 360 Savings account include not paying any fees, receiving a high everyday interest rate and not needing a minimum balance to open or keep an account, according to Capital One 360. The CheckMate feature allows customers to conveniently deposit checks from anywhere.Continue Reading
The Capital One 360 Savings account CheckMate feature allows customers to deposit checks from home, or anywhere else, by submitting a picture of the check through a computer or a mobile phone with Internet access, explains Capital One 360. The Automatic Savings Plan feature lets customers determine how much and how often they want money transferred from their linked checking accounts to their 360 Savings accounts. With 24/7 online and mobile access, customers are able to deposit money any time. They also have the option of calling a customer service representative to make a deposit or mailing a paper check deposit.
Capital One 360 allows its customers to open multiple savings accounts, keeping track of each one with My Savings Goals, a feature that allows them to work up to a set amount of money for a specific purpose, notes Capital One 360. Each customer can open up to 25 Capital One 360 Savings accounts, all of which are free.Learn more about Bank Accounts