As of 2016, benefits of Blue Cross Blue Shield Blue Advantage include Medicare prescription drug coverage, out-of-pocket cost savings for office visits to physicians and inpatient hospital treatment, a broad network of doctors and hospitals, and an around-the-clock nurse hotline, according to BlueCross BlueShield of Alabama. Additional benefits include access to AirMed medical transport service and a free fitness program membership for SilverSneakers. Blue Advantage, a Medicare-approved preferred provider organization plan, covers Medicare Parts A, B and D.Continue Reading
As an additional benefit, participants in Blue Advantage can purchase vision and hearing coverage, explains BlueCross BlueShield of Alabama. The package covers a hearing examination, vision materials and reduced prices for hearing aids and services. Blue Advantage is a Medicare Advantage plan that provides benefits original Medicare does not. Blue Advantage copayments are typically lower than those of original Medicare. Blue Advantage Premier Plan offers lower copays and no deductibles for prescription drugs, but enrollees pay higher premiums.
Alabama residents who are enrolled in Medicare Part A and Part B are eligible to enroll in Blue Advantage, notes BlueCross Blue Shield of Alabama. Enrollment in Blue Advantage PPO is dependent upon annual contract renewal by the Centers for Medicare and Medicaid Services. Premium rates vary throughout the state.Learn more about Health Insurance