The benefits of the Affordable Care Act include free preventive care, prescription discounts for seniors, and maternity coverage, according to the U.S. Department of Health and Human Services. This health care plan also allows young adults up to age 26 to retain coverage through their parents’ insurance plan.Continue Reading
The Affordable Care Act provides new health care protections for consumers, informs WebMD. As of 2015, the law requires all Americans to obtain health insurance, meaning that millions more Americans now have access to health care. The law also protects the chronically ill, as insurance companies are no longer allowed to deny health care coverage to individuals with pre-existing medical conditions.
The range of covered health services is broadened under the Affordable Care Act, explains the American Association of Retired Persons. Insurance companies must now provide at least basic coverage for mental health and rehabilitation services, as well as basic prescription drug coverage at no additional cost. The plan further makes many preventive services free, even services for some seniors with Medicare, adds HHS.
Health care benefits for women and children are similarly strengthened under the Affordable Care Act, notes AARP. Prenatal care, previously designated as a pre-existing medical condition, is now classified as a preventive service. Maternity coverage is provided at no additional cost and includes both childbirth and infant care. Additionally, pediatric care includes routine dental and eye services, complete with coverage for dental cleanings, dental fillings and one pair of glasses or contact lenses per year.Learn more about Health Insurance