What Are Some Benefits of Banking at Harborstone Credit Union?


Quick Answer

Some of the benefits of banking at Harborstone Credit Union include avoiding payment fees and enjoying overdraft protection, free financial advice and reward programs, according to Harborstone Credit Union. Members can also access convenient services, such as money transfers and free notary services.

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Full Answer

People who bank at Harborstone Credit Union can avoid payment fees, such as overdraft fees, overdraft transfer fees, ATM fees, savings account fees and late fees among others, states Harborstone Credit Union. To avoid overdraft fees, members can use online, mobile or text banking to monitor their accounts. To avoid ATM fees, members can use ATMs with Harborstone signs, which are surcharge-free for both withdrawals and deposits, and get cash back at stores that accept debit cards when purchasing items.

Members with vehicle loans and unsecured loans can skip a payment or two each year, but they must pay a $40 charge each time they do so, explains Harborstone Credit Union. This also moves a member's loan due date forward by a month or two. A member who wishes to skip a payment must notify the bank at least seven days before the due date.

Love My Credit Union Rewards enable members to save on products they use every day, says Harborstone Credit Union. Members have access to discounted products and services from companies such as Sprint, Chevrolet, Turbo Tax and Love to Shop among others. A member must have a Harborstone-branded credit or debit card to access these discounts.

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