What benefits are available for United Healthcare members?


Quick Answer

United Healthcare benefits vary according to the type of plan. As of 2015, United Healthcare offers employee, individual and supplemental Medicare plans, each of which have different coverage. The details of each plan are available at UHC.com.

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Full Answer

United Healthcare extends several insurance options to employers. These include medical, dental, vision, prescription drug and disability insurance. United Healthcare also offers life insurance, critical illness insurance and accident insurance to employers. Health savings plans and health reimbursement plans are available to employers with at least 2,000 employees enrolled in the plan, according to the company's website.

United Healthcare offers employers several plan options within each of these insurance categories. It is up to employers to select the plan that best meets both eligibility standards and the coverage needs of their employees. An overview of some of the coverage options are available on the United Healthcare website. Employees can consult their benefits package for the specifics of their coverage.

United Healthcare also offers coverage for individuals and families purchasing insurance plans independent of an employer. Options vary depending on the age of those covered and the state in which they live. In general, these plans can include medical, short-term health, dental, critical illness and disability insurance. Prospective clients can call 800-513-9540 to find out the specifics of the plans for which they qualify, notes UHC.com. Additionally, United Healthcare offers supplemental Medicare insurance for those over the age of 65. These are called Medicare Advantage plans and can include hospital, medical and prescription drug coverage, depending on the option selected and the state in which a member lives.

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