As of 2015, an Ashley Stewart credit card offers a 20-percent discount on a customer's first purchase and an annual 20-percent discount coupon for her birthday, according to the retailer. The card also provided exclusive promotions and discounts throughout the year, as well as advanced notices of Ashley Stewart promotions.
Individuals can apply online through Comenity Bank, with the option of adding authorized buyers to their accounts, up to a total of four users, according to the company. Cardholders are charged a standard variable APR based on the prime rate, subject to a minimum monthly interest payment of $2 per credit plan and a total minimum payment of $20 per month. Cardholders receive a 25-day grace period to pay their balances and avoid accruing interest on purchases. There is no annual fee for the Ashley Stewart card.
Cardholders can pay their monthly statements by check, money order or cashier's check, explains Ashley Stewart. Customers can also register their cards online to pay outstanding account balances over the Internet, as well as view and print digital copies of their billing statements. Individuals can also use the Ashley Stewart website to update their account information, and can access customer service representatives by phone.