Multiple plan options, the freedom to see many dentists, cost-lowering programs and rewards, orthodontia, and cosmetic dentistry options are among the benefits of Ameritas dental coverage. Individual or family plans that offer the benefits of group dental plans are another benefit of the company's offerings, the company claims.
The company provides group dental plans, but also caters to individuals, according to Ameritas. Its group and individual preferred provider organization, or PPO, plans cover preventive care coverage for cleanings, X-rays, crowns, bridges and fillings. A large group of available dentists from which to choose is another plus.
Though plans vary from state to state, Ameritas touts that it specializes in dental benefits for a wide range of needs. Ameritas has dental programs it calls Value Source and EssentialDental. Value Source combines traditional benefits and cost controls to keep plan costs lower. Coverage options that focus on good dental care basics are the main feature of its EssentialDental program, which promotes good dental health while managing costs to the insured, claims Ameritas. With its dental rewards program, Ameritas members who do not use much of their annual maximum benefit are allowed to carry some of those unused dollars forward for future dental care.