AmeriHealth provides several benefits, such as copays for primary care physicians and specialist office visits. More benefits include x-ray deductibles, 100 percentage coverage for preventative care, inpatient hospital services coverage, home health care coverage and other medical procedures.
The cost for AmeriHealth benefits differs depending on whether the person is receiving care in-network or out of network. Out-of-network care doesn't reduce the cost as much as in-network care, and it can have additional limitations depending on the specific benefit.
There are five types of AmeriHealth insurance plans available. The Preferred Provider Organization plan offers a combination of benefits from HMO programs and traditional health insurance. This program also gives incentive to use network providers.
The Health Maintenance Organization program is a health care system that is created by physicians and others that work in health care. This program offers a fixed amount for every person that is enrolled. There's a wide array of benefits provided through this plan.
In addition, there is the New Jersey EPO and Cooper Advantage Plan. Both of these plans give the member the ability to choose a doctor and hospital that is not a part of the participating network provider. Unlike other AmeriHealth programs, the benefits provided by these do not offer any out-of-network benefits.