What are the benefits of a AAA Rewards Visa Credit Card?


Quick Answer

Bank of America clients use their AAA Member Rewards Visa Signature Credit Cards to earn cash back on their day-to-day purchases and payments, according to Bank of America. Customers earn between 1 percent and 3 percent cash back depending on the nature of each purchase as of 2015.

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Full Answer

Customers earn 3 percent cash back on AAA travel purchases in addition to 2 percent cash back on their gas station, grocery store and drug store purchases, indicates Bank of America. On all other purchases, customers earn 1 percent cash back. Customers receive standard Bank of America credit card features, including a guarantee against liability from fraudulent transactions, the ability to use their cards at all Bank of America ATMs and branches, and access to online banking. Customers can also access their accounts through mobile and text banking and receive account alerts for payment due dates. Additional benefits include overdraft protection, the ability to generate temporary credit card numbers through Bank of America's ShopSafe program, and paperless statements. The AAA Rewards Visa Credit Card also offers the added protection of chip technology.

The card has no annual fee and offers an APR interest rate of 12.99 to 22.99 percent, based on customers' creditworthiness, notes Bank of America. The bank also offers a 0 percent APR interest rate for the first 12 billing cycles on balance transfers they make from other cards within the first 60 days of opening their accounts.

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