What Are Some Benefits of a 2-10 Home Warranty?


Quick Answer

Some benefits of a 2-10 Home Warranty include protection in the event of a major appliance malfunction, such as a stove, refrigerator or air conditioning system, and coverage in the event of a structural integrity issue with the home. The plan also allows customers to pay premiums to apply towards protection instead of budgeting for unforeseen events.

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Full Answer

The 2-10 Home Warranty program covers malfunctions or damage to either major appliances or the structure of the home, with each plan containing specific exceptions and requirements to enact it. The appliance portion of the coverage pays for the repair or replacement of many common major devices within a home, such as dishwashers, washing machines, refrigerators or garage doors. It also covers some internal systems, such as electrical wiring or plumbing. If one or more of the components breaks down or experiences damage, the policy owner can file a claim to receive reimbursement for some or all of the repair costs.

The structural warranty functions in the same manner as the appliance warranty, but focuses on components of the home such as columns, load-bearing walls and flooring. This warranty helps the home owner pay for replacements or repairs on qualifying aspects of the home integral solely to its structure, so cosmetic repairs aren't included. Both plans allow the policy holder to make periodic payments for protection, which means they don't need cash on hand for emergency repairs.

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