In business since 1853, Beneficial Bank offers customers personal banking services, mortgages and loans, and wealth-management accounts. The financial institution also provides insurance and business services, including risk management options, nonprofit banking, digital deposits and foreign currency services.
Beneficial Bank features online banking options for both personal and business banking customers, including access to checking and savings accounts, the ability to transfer funds between accounts and online bill pay options. Individuals seeking mortgages and home equity loans can apply for these products online, but people seeking personal and business loans must visit a branch office to apply. This bank's wealth-management services allows account holders to plan for retirement or short-term goals.