Q:

What is a Belk credit card?

A:

Quick Answer

The retailer Belk offers a credit card designed for use at its stores and online at Belk.com. Individuals who wish to apply for this card may do so by visiting the store's official website, scrolling to the bottom and clicking the Apply for a Belk Credit Card link.

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Full Answer

Belk offers three credit cards for its customers. The Belk Rewards card gives customers a point for each dollar spent; upon accumulating 400 points, the customer receives a $10 gift certificate. The Belk Premier card offers all the benefits of the Belk Rewards card in addition to free deluxe gift wrapping and free basic alterations. Customers must spend $600 a year at the store to get this card. The Belk Elite card requires customers to spend $1,500 per year at the store, and it provides all the benefits of the other two cards plus a 20 percent off birthday coupon and quarterly 15 percent off sales days.

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