People can open a Pacific Marine Credit Union account and become a member by submitting an online application at its website, which requires a minimum deposit of $20 for checking and $5 for savings accounts. Additional options are visiting a local branch or calling its member solution center at 1-800-736-4500.
Pacific Marine Credit Union members enjoy numerous benefits, including no-fee checking accounts, a Visa credit card, individual retirement accounts and loans for homes and vehicles. PMCU provides financial planning services, and members are able to access their account any time of day or night. Persons must be 18 years of age or older to become a member.
Credit union members are able to actively participate in credit union operation, and traditional credit unions attract members of specific organizations, communities or companies. Members serve on the board of directors after being elected to the position, and each member has equal voice, regardless of how much money is deposited. Many credit unions, such as Pacific Marine Credit Union, invite a broad range of individuals to apply for membership, but usually have certain restrictions. PMCU requires that potential members live in San Bernardino, Riverside or San Diego counties, or be a relative of an existing member. Membership in a credit union exists as long as the member maintains an account, regardless of eligibility requirements.