You must be serving as a state approved notary public to become a loan signing agent. Some states have restrictions in place that might prevent or limit your ability to be a signing agent, and you should check your state regulations before moving forward. If notaries are allowed to be signing agents, you must undergo a background check. Getting professional certification is highly recommended, but not legally mandatory.
Mortgage industry requirements deem that anyone handling private financial information such as mortgage loan applications must have a background check. Therefore, signing agents must meet this major requirement to sign documents for lenders. While certification is optional, many companies prefer contracting with signing agents who are certified. You can pursue training and certification through private organizations such as the Signing Professionals Workgroup. After background screening and certification, you can contact financial companies and offer your services.
Adding your name to free and paid online directories featuring notary signing agents is another way to secure assignments. Another avenue is working with a private signing company, which matches signing agents with lenders and title companies. You typically earn less money working with private signing companies than directly for financial companies, but assignments are plentiful and you can gain valuable experience. To learn more about what's involved with being a signing agent, you can join professional notary associations or online groups for signing agents.