Banks that have online banking include Wells Fargo, Bank of America and U.S. Bank. Some banks operate almost completely online, such as Ally Bank, Sallie Mae bank and American Express Bank.
Wells Fargo offers patrons many online banking options such as online statements, online brokerage and online bill pay. Customers can also transfer money and monitor accounts online. One of Well Fargo's online services is mobile banking that uses apps and text banking.
The U.S. Bank allows customers to manage money online and deposit checks electronically. The customer merely has to endorse the check, log into his account on a mobile device, select the photo capture option to take a picture of both the front and the back of the check, verify that all the information is correct and select "Submit." The Bank of America not only has online and mobile banking, but also allows customers to set goals and track spending.
Ally Bank is one of the few banks that is almost completely online with few physical locations. This bank allows customer to deposit checks electronically, pay bills through the bank online and set up free alerts and notifications. If customers want to retrieve cash, they can use any ATM in the country without paying extra fees.