Banks that offer online mortgage applications, as of 2015, include Wells Fargo, Citizens Bank and Citi Bank, according to the companies' websites. Completing an online mortgage application offers convenience and typically a fast response that includes mortgage options for the person applying.
To start an application with Wells Fargo, the applicant connects with a home mortgage consultant, explains the bank's website. A consultant is essential in understanding how much money to borrow, along with what loan choices are available. The mortgage consultant also helps complete the application. A person who is eligible receives an email invitation to sign in to a feature called Your Loan Tracker to provide financial documents, receive disclosures and check the progress of the loan.
A person who applies for a mortgage online with Citizens Bank can complete the process in minutes, notes CitizensBank.com. Additionally, a home loan specialist is available during the process and can complete the process over the phone for those who require this service. Completing a mortgage application online with Citi Bank allows home loan consultants to customize options that are available to an individual based on credit scores, verification of the value of the home and other considerations, explains Citi Bank. A person who has completed an online form speaks to a consultant to finish the application and lock in mortgage rates.