Banks that offer accounts with no opening fees, as of 2015, include Lake Michigan Credit Union, GE Capital Bank and Barclays, according to AdvisoryHQ. Many banks offer accounts with no opening fee and no monthly maintenance fee for customers who make monthly deposits over a certain amount.
U.S. Bank offers basic checking accounts that are free to open allow customers to make free ATM and in-store transactions, as of 2015. Another bank that offers free to open accounts is Capital One, which often has cash back rewards available for those who open a new account, states Capital One. Cash back for purchases is also available for many accounts with no opening fees.