Q:

What banking services does Affinity Plus offer?

A:

Quick Answer

Affinity Plus Federal Credit Union offers banking services in five main areas of checking, savings, credit and debit cards, loans, and business services. Like all credit unions, it is a not-for-profit organization.

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Full Answer

All of Affinity Plus' checking accounts have no monthly fees and no ATM charges. Two types of accounts require a monthly balance and three do not. Better Than Free Checking and Interest Reward accounts waive the $35 non-sufficient funds fee for one overdraft per year.

Savings accounts at Affinity Plus include Member Savings, money markets, certificates, individual retirement accounts and dividend-rate accounts. Membership Savings accounts require a $10 deposit but are otherwise free. IRA accounts include both traditional and Roth IRAs.

Affinity VISA credit and debit cards come free with all checking accounts. The credit union also offers gift cards for $2.95 and reloadable prepaid cards as a safer alternative to cash for people who don't have a checking account, a savings account, or a debit or credit card.

In the business services area, Affinity Plus has checking and savings accounts, retail systems for card transactions and cash and coin delivery.

The credit union provides home, auto, student and miscellaneous loans. Affinity makes miscellaneous loans for personal reasons and for campers, boats, motorcycles and other purchases.

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