The Bank of Romney is a locally owned community bank based in Romney, West Virginia. The bank serves Hampshire County and the surrounding area. Founded on December 20, 1888, the bank is a state chartered financial institution. The bank has additional branches in Capon Bridge, Paw Paw, Springfield and Augusta.
The Bank of Romney services businesses and individuals. Among the services for individuals, the bank offers checking accounts, savings accounts, mortgage loans, certificates of deposit and consumer loans. The company offers Internet banking at its website, which also features current loan interest rates, banking calculators and a link to the bank's mobile app. Among the interest rates featured are the MMA rate, IRA rate, CD rates and the savings account rate.
Among the checking account options are regular account, Apple Club account and a money market account. The bank also features a Christmas Club savings account, in addition to its general savings account. The company additionally offers insurance options, such as life insurance and fixed annuities; however, these options are not FDIC insured and involve risk.
For business customers, the bank features business online banking, business loans and commercial real estate loans.
The bank also offers convenient services such as wire transfers, money orders and notary services.