The average credit score of men between the ages of 45 and 54 is 646.53, according to Credit Karma. Men and women tend to have similar credit scores, however. Experian records women as having on average one point more than men.
Credit scores tend to be highly dependent on age, according to Credit Karma; in particular, higher age tends to correlate with high credit scores. This trend isn't especially notable for people under 45, who have an average credit score of approximately 630. People between 45 and 54 rise to an average score of 646.53, and people over 54 report an average credit score of almost 700.