Auto insurance policies from AAA include comprehensive coverage, collision, bodily injury liability, property damage liability and rental reimbursement, as listed by the company's website. Additionally, many types of discounts are available for those who take advantage of multiple policies, have good driving records and have a AAA membership discount.
Comprehensive coverage pays for damage to a policyholder's vehicle in the event of damage due to covered events such as theft, fire and damage to glass, according to AAA. Collision coverage pays for vehicle repairs in the event of an accident with another driver or object, while bodily injury liability pays for injuries to another person or the policyholder when another person causes an accident. Bodily injury liability also covers the cost of a legal defense for the insured in the event of legal charges being filed. Property damage covers the cost of damage to another person's property, and rental reimbursement pays for the charges of renting a car when the insured person's vehicle sustains damage.
AAA also offers accident assist and AAA member preferred repairs to policyholders, as the company advertises. Accident assist is useful for members who require roadside assistance because it dispatches a service provider to the location with a vehicle and tows the policyholder's vehicle to a repair shop. This service also includes contacting family members, and it provides a rental vehicle for those with rental coverage. Member preferred repairs offers referrals to repair shops for policyholders who have an accident, resulting in less inconvenience and a lifetime warranty on repairs.