DMV.org states that drivers can receive coverage from hitting a deer by purchasing comprehensive car insurance. Comprehension insurance covers damages occurring from acts of nature including wildlife. Liability insurance does not cover damages sustained from a collision with a deer.
DMV.org states that a driver must file a property damage claim with his insurance company after hitting a deer to receive compensation. Although a driver is not considered at fault for hitting a deer, an increase of the driver’s insurance rate is still possible. It is important for drivers to take pictures of the car damage from all angles to receive appropriate payment from the insurance company.