An ATM finder is an online tool or application that allows users to find the closest ATM in their area by entering a location using a ZIP code, address or GPS coordinates.
After a user provides his location information, the ATM finder displays the address of the closest ATM, the name of the establishment where it is located and, sometimes, directions.
MasterCard and Visa both have ATM finders available on their websites. Some ATM finders allow users to locate their bank's closest ATM. This helps users avoid transaction fees incurred when using a different bank's ATM.
Using an ATM in a foreign country often results in charges for currency conversion and other additional charges. To avoid or minimize these charges, it is best to check ahead when making transactions in a foreign currency or country.