What Areas of the Country Does United Medical Resources Offer Health Insurance?


Quick Answer

United Medical Resources is not a provider of health insurance, but it is a third-party administrator who works on behalf of employers to process medical insurance and other benefit program claims of their employees, according to the official company website. UMR is headquartered in Cincinnati, Ohio, but offers services nationally.

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Full Answer

UMR, along with sister company Midwest Security Administrators, was acquired by UnitedHealthcare in December 2005, explains UnitedHealthcare. Before the acquisition, UMR primarily served Midwestern clients, but after the acquisition UMR gained access to UnitedHealthcare's national network.

As of 2015, UMR is the largest third-party administrator in the United States, with over 1,400 clients and 2 million members across the country, according to the company website. Account management staff number more than 3,000. They are located across the country and are found in each time zone. UMR processes more than 14 million medical claims every year for a total of more than $3 billion in payments.

Clients of UMR range from mid-sized, self-funded businesses to large state governments, notes the company website. Self-funded, or self-insured, employers often subcontract administration of claims to a third-party administrator, notes the Self-Insurance Institute of America, Inc. In addition to processing insurance claims for members, third-party administrators can assist in the set-up of employers' self-insured group health plans, coordinate stop-loss insurance coverage, negotiate provider network contracts and provide claim utilization review services.

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