Q:

How do you apply for the Wyndham Visa credit card?

A:

Quick Answer

Apply for the Wyndham Rewards Visa card by completing the online application, according to Barkley Bank Delaware. Before completing it, you must decide between the two different Visa cards Wyndham offers: one with no annual fee and the second with a small annual fee, as of 2015.

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Full Answer

The Wyndham Rewards Visa with an annual fee offers 30,000 points after the first purchase, which is enough for two free nights at Wyndham hotels, such as Day's Inn, Ramada or Super 8. The card accumulates an additional five points for each dollar you spend on lodging at participating hotels and two points per dollar for other purchases. It provides an additional 3,000 points annually after the cardholder's anniversary date, reports Barkley Bank Delaware.

The no-annual-fee card reduces the initial purchase points to 15,000 for a single night's free stay after the initial purchase and the lodging points to three per dollar, states Barkley Bank Delaware. The card earns points for other purchases at the same rate as the annual-fee card but does not offer anniversary points.

The application requires a credit check. The company may issue a platinum card if you do not qualify for the rewards card. It may also deny you a card if you do not meet the minimum credit standards, according to Barclay Bank Delaware.

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