How Do You Apply for a Visa Credit Card Through Merrick Bank?

To apply for a Visa credit card through Merrick Bank, go to and click the Apply Online button located in the lower right portion on the webpage. Fill out the credit application, and click the Submit button.

First, enter your first name, last name, date of birth, social security number, home phone number and mailing address. Then, disclose your gross annual income and security deposit. Once all required fields are complete, agree to the E-Sign Disclosure and Consent Cardholder Terms and Conditions. Before your application is approved or denied, Merrick Bank must successfully collect funds from your security deposit.

According to the company, Merrick Bank was founded in 1997 and is FDIC insured as of 2015.