To apply for a personal loan from Mutual of Omaha, apply at a local bank branch, or call the customer service department, according to Mutual of Omaha Bank. There are four different loans and lines of credit available from the bank as of 2015.
Mutual of Omaha Bank offers both secured and unsecured lines of credit and loans for personal use, explains Mutual of Omaha Bank. A secured loan is one that people use for home improvements, debt consolidation and more. To borrow money for this loan, a person must have collateral or savings, and he can receive a lower interest rate by using a CD or savings account as collateral. This is a good option for those who have a less than perfect credit history. A secured line of credit is another option, and it is possible to only borrow the amount necessary and then pay the loan back over time.
There are also unsecured options from the bank, states Mutual of Omaha Bank. An unsecured loan does not require collateral, and it come with a fixed rate. This is a one-time advance and a good option for consolidating debt. An unsecured line of credit is also available with no collateral, and it comes with a variable interest rate. Customers must qualify for this account and can access funds through a check, online or through an automated teller machine.