How Do You Apply for a PEFCU Credit Card?


Quick Answer

As of 2015, individuals can access the Publix Employees Federal Credit Union Visa credit card application online at PEFCU.com, according to the website. The application is accessible by clicking the Visa Credit Card link under the Loans & Visa Credit heading at the top of the home page.

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Full Answer

The application link is found by scrolling down under the New Upgraded PEFCU VISA Credit Card Program Now Available heading, as seen on the website. Interested applicants can click the Click Here button under the Apply Now heading to download the application. Completed applications are submitted to the credit union for processing.

The Publix Employees Federal Credit Union offers unsecured and secured Visa credit cards, notes PEFCU.com. Individuals applying for a secured Visa must maintain a minimum $300 balance in a PEFCU savings account or other deposit account. The funds continue to accrue interest while they are held. The same application is used to apply for secured and unsecured credit cards.

Benefits and features of the PEFCU credit card include travel accident insurance, fraud protection and auto rental insurance, explains PEFCU. Another benefit is the ScoreCard Reward program, which rewards cardholders with points based on card purchases. The points have no expiration date and cardholders can redeem them for merchandise, cash back, gift cards and travel rewards.

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