Apply for an Old Navy credit card by visiting a retail store or filling out an online credit application. Be prepared to supply your personal contact information, monthly income and residence details. As of 2014, applications are approved and issued by Synchrony Bank.
- Obtain a credit application
To apply for an Old Navy credit card, visit a retail location, and complete a credit application. Alternatively, submit your application online at OldNavy.com.
- Fill out your contact information
Fill out your name, address, phone numbers and current email address. Make sure your address matches the address on your financial accounts to prevent credit errors.
- Insert your income information
Both the online and in-person Old Navy credit applications require you to input your annual net income or taxable income. Net income is the amount left after taxes, deductions and credits are removed.
- Answer residency questions
To assure creditors regarding your personal stability, be prepared to describe the duration you've spent at your current address. Length of residency falls into the character requirements to open a line of credit.
- Complete verification information
To locate and process the proper credit report, provide your date of birth, Social Security number and mother's maiden name.
- Submit the application
After completing the application, submit it for review by Synchrony Bank. After review, a credit decision is made. If a line of credit is denied, an explanation is sent to the provided address.