Q:

How do you apply for a Milestone Gold Mastercard?

A:

Quick Answer

Individuals can apply for a Milestone Gold MasterCard online at MilestoneGoldCard.com, according to the company website. Applicants must pre-qualify for the card before being given access to the application. The Get the Card and Pre-Qualify Now links on the home page direct applicants to the pre-qualification questions.

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Full Answer

The pre-qualification screen asks for the applicant's personal information, including name, address, telephone number, Social Security number and date of birth. Eligible applicants are those 18 years of age and older, and those who have not submitted a pre-qualification request within the previous 60 day period, explains Genesis Bankcard Services. The initial qualification inquiry does not impact the applicant's credit score.

Upon completion of the pre-qualification questions, a results Web page displays for the applicant, as illustrated on the website. If the individual qualifies to apply for the Milestone Gold MasterCard, it is listed as an option. If the applicant does not qualify, other card options are presented.

As of 2015, applicants cannot apply for the credit card via telephone, notes Milestone. However, telephone assistance is available for help with the online application. The telephone number is 866-453-2636, and the hours of operation are from 6 a.m. to 6 p.m. PST, Monday through Friday.

Approved cardholder's credit limits vary based on the application results, but the minimum credit line is $300, advises Milestone. The annual fee varies based on credit profile, and the annual percentage rate for purchases is 23.9 percent. The card is generally issued within 14 days of approval.

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