How Do You Apply for a Merrick Bank Visa Card?


Quick Answer

Apply for a Merrick Bank Visa card by visiting the financial institution's website, scrolling down to Card Products and clicking the Apply for a Secured Card link. On the next page, click the Apply Online Now link to access the application.

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Full Answer

The Merrick Bank Secured Visa card offers credit limits from $200 to $3,000, depending on the deposit the cardholder puts down as security on the account. This secured credit card allows cardholders to build their credit scores by reporting timely payments to the three major credit bureaus. Online management tools allow cardholders to view information concerning their account in real time, and the FDIC insures all security deposits.

Individuals applying for the Merrick Bank Secured Visa card have up to 80 days from the date of application to send in their security deposits, with a minimum deposit of $200 and a maximum deposit of $3,000.

When cardholders enroll in the financial institution's cardholder center, they gain access to their FICO scores for no charge each month. Merrick Bank also offers cardholders access to financial educational resources on its website to help them build their credit scores even further. The bank offers unsecured credit products for customers who meet requirements, recreational vehicle loans and bankcard services for merchants.

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