How Do You Apply for a Merrick Bank Credit Card?


Quick Answer

Those Merrick Bank customers that qualify to apply for the Merrick Bank Visa credit card receive invitations from Merrick Bank to apply. Once an invitation is received, Merrick Bank customers can visit Merrick Bank's online website with their invitation codes and complete the Acceptance Certificate to complete the process.

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Full Answer

The steps to apply for a Merrick Bank credit card include:

  1. Receive and accept an invitation
  2. The invitation is sent to a qualified recipient via mail. It lists the URL address the customer needs to visit in order to accept the offer of a credit card from Merrick Bank.

  3. Complete the Acceptance Certificate
  4. Once on the Merrick Bank website, visit the link to enter the Acceptance Certificate information. Prompts for entering the certificate number and the customer's last name as it appears on the offer letter will pop up. The Acceptance Certificate Number is listed on the letter under a blue arrow. Once the number is entered, the customer hits the Next button and follows the prompts to finish the acceptance process.

Customers who do not receive an invitation to apply for the Merrick Bank credit card can apply for a secured Visa with Merrick Bank. This type of card helps to build credit and has a credit line that is based on the amount of the deposit the customer gives the bank to hold.

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