It is possible to apply for Medicare online at SSA.gov, reports the Social Security Administration. After the Social Security Administration processes your application, it sends you a Medicare card by post. Alternatively, apply for Medicare using a phone number provided on the website, or go to a local Social Security office to apply in person.
To fill out an electronic application for Medicare, go to the SSA.gov website, and use the Apply Online for Medicare Only page, explains the Social Security Administration. The process takes only a few minutes and usually does not require further documentation. Expect to receive a confirmation number and printable receipt for your application, with the ability to track your application's status online.
To avoid higher premiums, sign up for Medicare three months before your 65th birthday, when you first become eligible, even if you plan to delay collecting Social Security benefits, advises the Social Security Administration. Medicare Part A hospital insurance is free for most participants. Although everyone must pay for optional Medicare Part B medical insurance, those who sign up promptly pay lower premiums. The Medicare Part B monthly premium goes up 10 percent for every year that individuals delay initiating coverage, unless they qualify for a special enrollment period due to an employer health plan.