To apply for a MasterCard prepaid debit card, visit the official MasterCard website, click the Products tab at the top of the page and select the Everyday option under Get a Prepaid Card. No credit check or bank account is required to obtain a MasterCard Everyday prepaid debit card.
In addition to the MasterCard Everyday prepaid debit card offered directly from MasterCard, a wide array of other banks offer prepaid MasterCard options. Clicking the Products tab and then selecting Get a Prepaid Card brings up a list of issuers with a variety of terms and maximum reload limits, allowing individuals to select the one that best suits their needs.
MetaBank issues several prepaid MasterCard debit cards, including the NetSpend prepaid MasterCard, which has a reload limit of $15,000 and doesn't require a credit check, monthly fee or minimum balance. Other options from this issuer include the Multi-Currency Cash Passport debit MasterCard, which has an $8,500 reload limit and can be used when traveling outside the U.S.
Issued by Green Dot, Walmart MoneyCard prepaid MasterCard debit cards can be purchased at most Walmart locations, and the Basic option can be requested online without charge. MoneyCard Plus and MoneyCard Preferred options cost $3 and $4 for online request respectively, and both these options require an initial load of at least $20.