How do you apply for a loan online at Delta Community Credit Union?


Quick Answer

As of February 2015, you can apply for a personal or car loan online at Delta Community Credit Union by logging into your account, clicking on Tools and Services, and clicking on Apply for a Loan. Only primary members of the credit union can apply for these loans.

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Full Answer

You do not have to be a member of the credit union to apply for a home loan, but online applications can only be completed by members. To apply for a home loan, go to the Delta Community Credit Union home page, roll the cursor over loans, and choose the type of home loan that you need. Click on the Apply Now tab, and click on the link that says "click here." On the home loan information page, click on the Apply link. Members can then fill out the application, while non-members can fill out information and have a home loan specialist contact them.

The phone number for Delta Community Credit Union is 1-800-544-3328, and you can apply for a loan over the phone. APR rates vary based on several factors, including the type of loan, the term and the borrower's credit. Personal loans tend to carry the highest APR, and terms can be between 12 and 60 months.

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