You can apply for a JC Penney credit card by filling out an online application or by completing an application in-person at a store. As of 2015, the JC Penney website provides downloadable application forms that applicants can send in by mail or fax.
Fill out the JC Penney credit card application completely for credit line consideration. Required fields include first and last name, email address, phone number, annual income, and statement delivery preferences. Applicants must also provide a valid Social Security number, date of birth and mother's maiden name.
Applicants must review all credit terms and privacy information and consent to electronic communications information prior to submitting an application. Applicants must sign paper applications or check the electronic signature box if applying online.
JC Penney provides a variety of online credit card services such as online bill pay, current balances, monthly statements and recent activity. In addition, credit card holders have the ability to request credit line increases, request additional or replacement cards, and communicate with customer service concerning upcoming payments or payments recently sent.
J.C. Penney offers three types of credit cards maintained by Synchrony Bank: Basic, Gold and Platinum. Credit card holders earn a specific number of bonuses, exclusive offers and invitations to special store events based on the card type.