Q:

How Do You Apply for a Green Dot Prepaid Visa Card?

A:

Quick Answer

Customers can get a Green Dot prepaid visa card with no credit check or minimum balance by completing the sign up form at greendot.com or purchasing a card through an approved retailer. The online sign up form requests the individuals contact information, Social Security number and date of birth.

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Full Answer

Customers also select their 4-digit PIN number when signing up for the card online. After completing the online form, a card is mailed to the customer with a $0 balance. The customer must add funds to the card before they can use it.

Online sign-up is free, but if a customer purchases a Green Dot card in a store, they pay up to $4.95, as of 2015. The card does not include a credit line, so customers must load money on the card to continue to use it. Customers can set up direct deposit for free or load money from a reload location for a fee of up to $4.95.

Green Dot charges a monthly service fee of $5.95 unless the customer loads at least $1,000 onto the card or posts at least 30 purchases each month. Customers can withdraw cash at any MoneyPass ATM without a service charge, but Green Dot may charge up to $2.50 for using other ATM locations.

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