To apply for a Single Family Housing Repair Grant, the applicant must first satisfy the eligibility requirements of the program, check if the property is within the area of eligibility of the program and then apply for the loan. For the application process, the applicant may go online to apply or contact the Rural Development field office of the state, notes the Benefits.gov website.
The Single Housing Repair and Grants is a program governed by The Housing Act of 1949 and is implemented by the United States Department of Agriculture and Rural Development. The program gives loans to low-income homeowners to use in making improvements and in modernizing their homes. Grants on the other hand are given to seniors age 62 and older who are not able to repay a repair loan to remove health and safety hazards in their homes, notes the U.S. Department Agriculture.
The following shows the process involved in applying for a housing repair grant.
- Check for eligibility
- Apply for the grant
- Wait for approval
To apply for a grant, the applicant should be at least 62 years old and is a U.S. citizen or a permanent resident. The applicant's house must also be located in a rural area for it to qualify for the program.
Applicants can apply for the grant online by going to USDA Service Center Agencies Online Services website. Alternatively, applicants can also contact the Rural Development field office of the state using the locator tool on the USDA website.
The time it takes for the application to be approved depends on the availability of funds in a particular area, notes the USDA.