Consumers can apply for a Goody's credt card through the website for Comenity Bank, as this is the lender that provides the card. Customers may also have the option to apply for a Goody's credit card at their local store during the checkout process or at customer service.
In order to apply for a Goody's credit card Comenity Bank requires that consumers be at least 18 years old, have a government issued photo ID that is valid and a Social Security Number. Consumers can expect to have an interest rate of 24.99 percent, but there is no annual fee for the card. There is also a minimum interest charge of $2.00 during a billing cycle where interest is due.
Benefits that cardholders receive through a Goody's credit card include a $10 birthday reward, $10 in payback rewards for every $250 spent and Christmas rewards. Cardholders also receive advance notice of sales, have special events with special shopping hours and get six exclusive coupons each year. Customers can also qualify for platinum status, which includes free shipping on online purchases, exclusive coupons 12 times per year and $20 in birthday rewards. Cardholders can manage their Goody's credit card account through the Comenity website by signing up for an online account.