According to GE's company information, applying for a GE Capital credit card begins with an online form at the My Synchrony Bank website. Synchrony credit card, a service of Synchrony Financial Services, is the new name for the GE Capital credit card.
Synchrony's online application is a two-step process. New applicants select from a menu of businesses for the services they need. Once the business is selected, the application process begins. The online form collects personal and contact information like date of birth, monthly income, and Social Security number. Expect to spend about 15-20 minutes completing the form for an immediate answer.
There are credit programs for consumers and businesses according to the company's site. The Better Business Bureau rated the bank as a B+. There are several factors in choosing a Synchrony Bank card or any credit card. The Consumer Financial Protection Bureau recommends knowing what to compare between cards.
Consumers should be familiar with credit terms like annual percentage rate (APR), APR for balance transfers, penalty APRs and fees. These factors need to be compared to get the best fit. Next, determine card use and whether to carry a balance or pay balances off monthly. Finally, shop around. This includes checking with current companies for matching or better rates.