You can apply for a First Premier Credit Card by going to the company's website and clicking on the option for applying for a credit card, explains First Premier. The application screen asks for a number of different questions regarding your personal information.
Premier Bankcard and First Premier Bank are sister organizations under the holding company United National Corporation, says First Premier Bank. Premier Bankcard is the service provider for First Premier Bank credit cards. Since 1989, the primary focus of the company is to provide individuals who have a damaged credit history to obtain a credit card in order to help them demonstrate a positive financial pattern. Credit lines are usually kept low, around $300, to help applicants develop good credit habits and prevent them from overextending themselves in credit situations.
First Premier reports all cardholder payment information to the major consumer reporting agencies that compile credit scores. Credit scores are calculated using a variety of different data from a credit report generated by all the major consumer credit reporting agencies, and a credit rating is drawn from these credit reports, explains First Premier. The bank provides credit for customers in hopes they make timely payments in order to rebuild their credit.