Individuals who wish to apply for a Fingerhut credit account may do so at the company's website. Scroll down to the bottom of the main page, and then click Apply Now under the Payment Options heading on the right side of the page, as of March 2015.
When applying for a Fingerhut credit account, individuals can start the process by clicking the Continue link as a new customer or log in to the website using their current account information. If customers have a pre-approved offer code from Fingerhut, they may enter that code at the top of the application page. Individuals then enter their names, addresses and phone numbers before entering their Social Security Numbers, birth dates and annual incomes. New customers can also use the credit application to register their accounts.
Fingerhut's FreshStart credit program allows those with little or no credit or with bad credit to make a purchase between $50 and their credit limits, make a down payment of $30 and then make six to eight on-time monthly payments. This verified payment history then qualifies these customers to enjoy revolving credit accounts with Fingerhut. Revolving Fingerhut credit accounts provide customers with increased credit limits, options for deferred payments and low monthly payments on purchases.