How do you apply for financing at the Accentra Credit Union in Austin, Minnesota?


Quick Answer

Apply for financing at the Accentra Credit Union in Austin, Minnesota, by going to Accentra's website and selecting the Apply For a Loan option, according to the credit union's website. From there, you can apply for a personal loan, home mortgage, car loan or Visa credit card.

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Full Answer

Accentra Credit Union offers personal loans for their customers, the credit union states. These loans are unsecured and no collateral is needed. Accentra offers a line of credit, and the amount of funds you can receive is based on your credit approval. You have access to your money even after paying the balance off without the need to reapply for credit.

The Accentra Credit Union also offers shared savings and certificate of deposit secured loans. A shared loan is a loan you take out that is borrowed against the amount of money you have in your savings account, and a certificate of deposit loan is borrowed against the value of your certificate of deposit account, explains Accentra Credit Union. You may borrow up to 100 percent of the value of your savings or certificate of deposit, as of May 2015. The maximum term on a savings loan is three years, and the maximum term on the certificate of deposit loan is based on the certificate maturity.

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