How Do You Apply for CPP Benefits?


Quick Answer

To receive payments under the Canada Pension Plan, you can apply online. Alternatively, you can complete and mail in a print application, according to Service Canada.

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Full Answer

Those applying for CPP benefits must be one month past their 59th birthdays, have made at least one qualifying payment into the CPP and are seeking to receive payments within the next year according to Service Canada. They can complete the CPP application through their My Service Canada Account available on ServiceCanada.gc.ca. Applicants can use a print application form under select circumstances, including when they are not residing in Canada.

The print form found on the Service Canada site requires answers to six pages of questions, some of which will already be contained in the My Service Canada Account for online applications. This includes basic contact and identification details, payment information to receive direct deposits, and the applicant's desired start date for payments. Additional required information includes details regarding the applicant's children, whether the applicants wants federal income tax to be withheld from payments, and whether the applicant intends to share pensions with a spouse or partner for tax purposes. Other questions surround benefits from other countries and disabilities. The application also requires certain declarations regarding the information being provided, notes Service Canada.

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