Q:

How do you apply for a CIBC Gold Visa Rewards card?

A:

Quick Answer

The CIBC Gold Visa card is no longer available for new applicants, as of 2015, notes the Canadian Imperial Bank of Commerce. To obtain another CIBC credit card, apply online on the official website, call 1-800-465-2422 to apply over the phone, or visit a CIBC branch.

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Full Answer

Canadian residents who meet certain credit requirements are eligible to apply for a CIBC credit card, states the Canadian Imperial Bank of Commerce. They must not have any bankruptcy claims within the recent seven years, and they should have reached the age of majority in their respective provinces. Moreover, self-employed individuals should submit proof of income during the recent 18 months. Different cards require varying minimum household incomes. Applicants who have not yet chosen a CIBC credit card can use the CIBC cards selector tool available on the official website.

Existing CIBC Gold Visa cardholders enjoy rewards on daily purchases and earn one Gold Bonus point for each dollar charged to their cards, explains the Canadian Imperial Bank of Commerce. They can redeem their points for merchandise, hotels, vacation packages and other travel. CIBC Gold Visa cardholders also earn 50 percent additional Gold Bonus points at participating CIBC Bonus Rewards establishments and double Gold Bonus points when they use the CIBC Gold Travel Service. The card also features a maximum discount of 25 percent for car rentals.

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