How Do You Apply for a Checking Account at Frost Bank?


Quick Answer

Potential customers can apply for checking accounts at Frost Bank online, over the phone or in person, according to the bank's website. Online applicants must be Texas residents with valid Texas identification cards, Texas driver's licenses or military IDs. In addition, an applicant must supply a valid Social Security number, a current U.S. address and a previous address if the current address is less than two years old.

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Full Answer

To put money into the new online account, an applicant must provide the funding account number and bank routing number from another account, states Frost Bank. To open accounts over the phone, individuals also need government-issued photo IDs, Social Security numbers and funding source information. For an in-person application, an ID card, a Social Security number and an opening deposit of $25 are required, as of 2015. The bank also offers a step-by-step online account creation system and offers telephone help with this system.

Frost Bank's Become a Customer page supplies the number for over-the-phone applicants. Potential customers can make online requests for calls from the bank at specified times to set up accounts. The same page has a search box for in-person applicants to enter cities or zip codes in order to find nearby locations.

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