To apply for a CareCredit card, apply online on the official website, or seek assistance from a customer care representative by calling 800-677-0718. The card provider's customer service department is open to applications Monday to Friday, from 9 a.m. to 8 p.m. EST, according to CareCredit.com.
CareCredit card applicants can complete their applications over the phone at any time through an automated application system, explains the company's website. Applicants should state the names of their doctors or provide information on how they plan to use their CareCredit cards. It is also essential for applicants to provide their full names, addresses, birth dates, Social Security numbers and driver's license numbers.
As of 2015, new accounts have a standard interest rate of 26.99 percent, notes the website. CareCredit offers promotional financing options that allow cardholders to pay no interest if they pay their balance in full within the promotional due date.
CareCredit allows people to pay for health- and beauty-related treatments and procedures, explains the website. The health care credit card provider offers financing options that enable cardholders to make monthly payments. Its short-term financing options include six, 12, 18 or 24 months with no interest charged on purchases up to $200, as of 2015. More than 175,000 providers throughout the United States accept CareCredit.