How Do You Apply for Care Credit Online?


Quick Answer

You can apply for a CareCredit account online at CareCredit.com. The application requires the name of a doctor or provider or the market in which the applicant intends to use the account, as well as a procedure cost estimate and standard identification and income information.

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Full Answer

Other options for applying for CareCredit include calling 800-677-0718 to speak with a customer care representative Monday through Friday from 9 a.m. to 8 p.m. EST. The same number provides an automated application system 24 hours a day, seven days a week, states CareCredit.

CareCredit is a credit card designed to provide cardholders with financing for a variety of treatments and procedures, including health, beauty, wellness and veterinary, among others. As of 2015, more than 175,000 providers nationwide accept CareCredit as a form of payment, reports the company's website.

CareCredit benefits include special financing for procedures and treatments, notes CareCredit. For short-term options of six, 12, 18 or 24 months, the program defers interest for account holders who make timely minimum payments and pay the balance in full within the promotional period. CareCredit also has longer term financing available for up to 60-month periods. As of 2015, these provide a 14.9 percent APR and equal fixed monthly payments until holders satisfy the balance.

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