To apply for a Capital One Platinum credit card, visit the financial institution's website, click the Credit Cards tab at the top, select Browse All Cards and scroll down to the Platinum option. The Apply Now link sits to the right side of the column, as of March 2015.Continue Reading
Designed for individuals with average credit, the Capital One Platinum credit card features a $0 annual fee for the first year and a $19 annual fee thereafter, with a variable 24.9 percent APR for both purchases and transfers. Cardholders may receive a credit limit increase after making five monthly payments on time, and the card offers a Credit Tracker service that allows cardholders to monitor their credit scores and other tools designed to help cardholders build their credit. No fees apply when transferring a balance from another card to the Capital One Platinum credit card, and the card provides $0 fraud liability in the case of theft or loss.
Capital One also offers a Classic Platinum credit card option for individuals with average credit, and this card requires a $39 annual fee, though the current variable APR for this card sits at 20.9 percent for purchases and transfers. The Platinum Prestige option requires excellent credit, and this card features a 0 percent introductory rate for the first 15 months on balances and transfers, with a variable APR of 10.9 to 20.9 percent thereafter. This option requires no annual fee.Learn more about Credit & Lending